Insurance for Individuals, Families and Businesses

Benefits for Businesses

Midwest Benefit Solutions works with businesses to provide a benefit plate that they can offer to their employees. We start at the root with finding out what exactly you want and wish to accomplish and proceed to examine various options that are available to you. No business is too big or too small to look at benefits. Some benefit options can be put into place at absolutely no cost to the business. In fact, some companies are able to benefit by adding simple voluntary benefits and still offset payroll taxes by doing so. Next to wages, employees usually turn to benefits as their next focus. By being able to offer some sort of benefits package, you are one step ahead of many other employers that are trying to attract and retain their staff.

Standard Group Benefit Options Can Include

+ Major Medical Insurance
+ Dental
+ Vision
+ Disability (Short/Long/Both)
+ Life Insurance
+ Flexible Spending Accounts

Many times, but not always, an employer contributes a portion of the premium or percentage to these options. Some are mandated that the employer does contribute while others are can be either voluntary or employer paid. *We also offer pretax plan documentation and 10-95 IRS reporting! (Required for more than 50 employees)

Voluntary Group Options Can Include

+ Accident
+ Hospital
+ Critical Illness/ICU
+ Cancer
+ Dental
+ Vision
+ Disability Insurance
+ Life Insurance

Most of the time these are offered to the employee at a group discounted rate with no contribution from the employer. This is where a company can really stand out by offering these in addition to a standard benefits package, or if it is not feasible, simply offering these to employees without contributing. It becomes a win for everyone. Sometimes these can be used to actually save money on the standard health insurance.

Benefits for Employees

Employees are the backbone to any great business! Next to wages, they turn to their employer to provide quality benefit options thru payroll deduction. The benefits a company provides often helps attract quality employees and retain those quality members for years to come.

We are able to offer employees Life, Health, Disability, Dental, Vision and Income protecting options thru group company rates. While some can be partially funded by an employer, some can also be voluntary with a reduced rate for the employees!

Don't be Blinded by your Benefits - Always know what is available!

Individual & Family Benefits

We understand that families often seek benefits outside the work place or sometimes cannot get benefits thru an employer or maybe they are self employed.

We provide options such as Health Insurance, Dental, Life Insurance, Children's Life growing plans, Disability, Accident, Cancer, Critical Care, & Long Term Care Insurance directly for individuals, couples, and families.

Note: To Enroll in a Health Insurance Plan outside the Affordable Care Act open Enrollment, there must be a qualifying event or Special enrollment period. Please Call or inquire if you have questions!